1. Article I: Acknowledgement and Acceptance of This Clause:

    1. This Service Clause sets forth the terms and conditions, as well as rights and obligations regarding your use of the Services and its Platforms to cash out your royalties (hereinafter referred to as “This Service”) between you and ESSAA Limited. (hereinafter referred to as “Creato”). Please read the terms and conditions carefully as they affect your interests. Once you use This Service, it shall be construed that you have thoroughly read, understood, and agreed to accept the content of this Service Clause in whole. Furthermore, “Creato” has the right to modify or alter the content of this Service Term from time to time. You are advised to pay attention to such modification or alteration on occasion. Once you continue to use this service after modification or alteration, it shall be construed that you have thoroughly read, understood, and agreed to accept such modification or alteration. You may disagree with the content of this Service Clause, or your country or region of residence may preclude the content of this Service Clause in whole or in part, in which case you shall discontinue to use This Service at once.
    2. If you are under the age of 18, you may use or continue to use This Service only at the thorough reading, understanding, and agreement to accept the content of this Service Clause in whole and any modification or alteration thereof of your legal representative (or guardian) further to the aforementioned rules and regulations. When you use or continue to use This Service, it shall be presumed that your legal representative (or guardian) has thoroughly read, understood, and agreed with the content of this Service Clause in whole and all the modification or alteration thereof.
    3. For any violation or suspected violation of this Service Clause, Creato may terminate all or part of the services at its sole discretion and based on the circumstances (including but not limited to measures such as advanced alert, stopping the publication and transmission of content, deleting any content that has been published or transmitted, restricting part of or all account features, or even permanent suspension of an account), and may take any adequate remedial legal action. Creato is entitled to announce the results of the disposition, and may decide whether to reactivate all or part of the services based on actual conditions. We will retain and send the records of any suspected infringement, crime, or other conduct breaking the laws and regulations, to the competent authority and its designated agency for safeguarding website content as required by the law, and will cooperate with the investigation by the competent authority. Creato will not recover any content that has been deleted. If we suspend or delete your account, you have fully understood and agreed that you will not be able to obtain any data through your account, including the Donuts and royalties under your account.
    4. You will be held fully liable for any complaint, lawsuit or claim arising from your violation of this Service Terms. You agree to pay Creato punitive damage USD$100,000 as well as to indemnify and hold harmless any company under the Group, and its successor for all losses incurred due to any damages paid to a third party by, or punishment imposed by a governmental authority on the Creato Group company and its successor for any illegal conduct or breach of contract by you (including but not limited to loss of goodwill and pecuniary loss, such as government penalty, litigation fees, attorney’s fees, damages claimed by any third party).

  2. Article II: Links to websites of a third party

    1. This Service or vendors may provide links for connection to other websites or website resources, which will link you to the websites run by other service providers. These service providers shall be responsible for their respective websites, which are beyond the control and scope of responsibility of “Creato”. “Creato” does not guarantee any suitability, reliability, timeliness, effectiveness, accuracy and integrity of any external links. You further agree that “Creato” is under no circumstance to be held responsible for the damage to you for linking you to other websites not belonging to “Creato”.
    2. Once you link to This Service via the website of a third party, it shall be construed as your agreement to authorize such third-party website to provide your personal information to This Service within the scope of service.

  3. Article III: Law abiding obligation and undertaking of the users

    You undertake not to use This Service through illegal means or for illegal purposes, and promise to duly observe applicable laws of Taiwan and all customs and practices of using the Internet worldwide. If you use This Service outside Taiwan, you also agree to duly observe applicable laws of the country or region of residence. You agree and promise not to use This Service for any infringement against a third party or in defiance of applicable laws, including but not limited to:

    1. Breach of confidentiality under law or agreement;
    2. Foul use of the name/title of a third party in using This Service;
    3. The upload, posting, announcement or transmission of defaming, humiliating, intimidating, aggressive, indecent, obscene, untrue wording, pictures of files in any form or wording, pictures of files containing elements in defiance of public order and good customs or in violation of applicable laws to This Service;
    4. Infringement against the reputation, privacy rights, business secret, trademark, copyrights, patent, other intellectual property rights and other rights of a third party;
    5. The upload, posting, transmission or dissemination of any computer virus or any data of program code that causes interruption, damage, or restraints to the functioning of computer software and hardware;
    6. Engagement in illegal transactions or posting untrue information or information enticing criminal behaviors of others;
    7. The unrestrained release of advertising mail, junk mail, serial mail, and illegal pyramid scheme sale information;
    8. Fabrication of the sources of information or interference with the identification of the sources of transmission in whatever means;
    9. Causing interference or interruption to This Service or server or websites linking to ThisService, or failure to comply with the needs, programs, policies, or rules and regulations pertinent to the linking to This Service;
    10. The tracing, or causing interference to the personal information of a third party, or the collection or storage of the personal information of a third party for the aforementioned purpose; and
    11. Any other behaviors that “Creato” deems illicit with justifiable reasons.

  4. Article IV: Sources of data

    All the texts and graphic images of This Service are protected by the Copyright Act where “Creato” is the bona fide proprietor. Data and information pertinent to “Creato” are provided by “Creato”.

  5. Article V: System interruption or failure

    This Service may sometimes encounter interruption or failure, or may cause inconvenience, data loss and error, modification by a third party, or other forms of economic loss. You are advised to take proper preventive measures when using This Service. “Creato” disclaims any responsibility of the damages caused by your using (or being unable to use) This Service.

  6. Article VI: General rules governing use and storage

    You agree that “Craeto” may institute general rules and restrictions for This Service, including but not limited to the longest period for keeping the content of Q&A, the content of contribution of articles, and the content of upload, as well as the frequency of visits to This Service within a specific period of time (and the time for each login). You agree that “Creato” may delete or fail to store any piece of information, communication and content being maintained or transmitted by This Service and is free of any responsibility thereof. You further agree that “Creato” has the right to shut down user accounts sitting idle for a long time and change the general rules and restrictions from time to time depending on its own needs with or without notification. The customer service e-mail of “Creato” keeps its content in the “Creato” server. Your consent of the Service Clause of This Service shall constitute your permission of “Creato” to store the aforementioned content of communication on its server.

  7. Article VII: Information or recommendation

    “Creato” cannot guarantee the information or recommendations (including but not limited to investment, wealth management, and legal advice) you acquired from This Service, or other websites through the links of This Service, are entirely accurate and error free. “Creato” has the right to modify or delete the information or recommendation provided at This Service from time to time. You are advised to consult relevant professionals for opinions before any pertinent planning or decision for meeting your personal needs. “Creato” will work in cooperation with other companies, contractors or third parties (“content suppliers”) from time to time, and the content they provided will include, without limitation, news and eNews for publishing at “Creato”. “Creato” will not conduct any substantive review or change of such content in respect of the intellectual property rights of the content providers, and disclaims any responsibility of the authenticity of the content provided. You shall determine the authenticity of such content at your own risk. If any of the content is involved in infringement or found to be fabricated, you are advised to give feedback to the respective content providers directly.

  8. Article VIII: Advertising

    All the advertising content, texts and captions of pictures, or other sales information you browsed at This Service are designed and presented by relevant advertisers, products and services providers. You shall determine the accuracy and reliability of these advertisements at your own risk. “Creato” only accepts the appointment for publishing and disclaims any responsibility of guarantee thereof.

  9. Article IX: Trading or other transactions

    Vendors or individuals may offer sales, service or other transactions through This Service or other websites linked to This Service. Any transaction between yourself and these vendors or individuals are bound by relevant sales agreements or other contracts between yourself and the relevant vendors or individuals only. You shall request respective the vendors or individuals to assume responsibility of the quality, content, guarantee and defects of relevant merchandise, services or other subject matters of trade for details beforehand. You shall seek remedy or solution from the respective vendors or individuals pertinent to the dispute deriving from the aforementioned sales, services or other transaction. Under no circumstance shall “Creato” be involved in any sales, service or other transactions between yourself and the respective vendors or individuals. Likewise, “Creato” disclaims any warranty over the merchandise, services or other subject matters of transaction you acquired. You may engage in the aforementioned sales, service or other transactions of items run by “Creato” in which case the rights and obligations between yourself and “Creato” shall be governed by the liability agreement of “Creato”.

  10. Article X: Disclaimer

    You explicitly understand and agree that: “Creato” disclaims any explicit or implicit guarantee over This Service, including but not limited to the integrity of rights, specific purpose of use and no infringement against the rights of a third party. This Service is in service at its “current condition” and “at the time of availability to users”. You shall assume your own risk when using This Service. “Creato” disclaims any guarantee of the following: (i) This Service fits your need; (ii) This Service is free from any interference, timeliness of the content, is secure and reliable, or error free; (iii) The result of using This Service is correct and reliable; (iv) Any product, service, information or other data you purchased or acquired from This Service are relevant to your expectation. You may download or acquire any data or information by using This Service at your own risk, and give up the right of claim or any legal proceedings against “Creato” on matters pertinent to any damage to your computer system, network access, download or broadcasting equipment or data loss caused by the download of any of the aforementioned data, and assume full responsibility thereof. Recommendations or information you acquired from “Creato” of This Service, presented verbally or in writing, do not constitute any guarantee of This Service.

    You explicitly understand and agree that “Creato” and its subsidiaries, affiliates, managers, employees, agents, partners, and licensors are not obligated to assume responsibility of any of your direct, indirect, consequential, particular, collateral, and punitive damages, including but not limited to the profits, good will, use, data damage caused by the following or any intangible loss (the same for any prior notice to “Creato” of the probable damage): (i) The use or inaccessibility to This Service; (ii) The cost of purchase substitute merchandise and service; (iii) Unauthorized access or modification of your transmission or data by a third party; (iv) Declaration or action of a third party for This Service; or (v) Any others pertinent to This Service. Some of the jurisdictions do not permit the exclusion of the responsibility of particular guarantee or the limitation or exemption of consequential or collateral damage in which case the aforementioned restriction shall not be applied to you.

    This Service serves the purpose of a third-party information media platform and only plays the role as an intermediary for data publication and processing. This Service cannot differentiate and determine the authenticity of the sources of objects and the data published given the nature of the network. The parties of transactions are advised to clarify all pertinent matters beforehand. If either side of the trading parties violates applicable laws so deriving dispute and unwanted result, the perpetrator shall assume full and independent responsibility thereof. Under no circumstances shall “Creato” be held responsible. This Service only charges the users for using the publication platform of the website of Creato, advertising purchase, conversion of cash transactions by This Service and does not cover any fee for guarantee of transactions.

  11. Article XI: Financial related services

    “Creato” and relevant information providers disclaim any responsibility of the accuracy and suitability of any information sent by the website of Creato. Likewise, “Creato” disclaims any responsibility of any transaction and investment decision based on the aforementioned information.

  12. Article XII: Member conduct

    Members may publicly post information, data, texts, software, music, voice data, photographs, pictures, visual content, messages or other data (hereinafter referred to as “member content”) and respective “member content” providers shall assume full responsibility thereof. “Creato” cannot control the “member content” posted on the website of Creato and disclaims any guarantee of the accuracy, integrity, or quality of the content. You understand that you may come across disturbing “member content” when using This Service. Under no circumstances shall “Creato” be held responsible for any “member content”, including but not limited to any error or missing, and any loss or damage derived from the posting at the website of Creato, delivery of e-mail or transmission.

    You understand that “Creato” does not conduct any preliminary review of the “member content” in advance, but reserves the right (not obligation) to reject or remove any “member content” presented in the care of This Service under its own assumption. “Creato” and designated parties have the right to remove any “member content” which is a concern for the defiance of this Service Clause or applicable laws, or disturbing on condition that the aforementioned rules and regulations remained in force. You agree to assess the aforementioned “member content” for accuracy, integrity, and practicability when using any of the “member content” and assume all the risks thereof. You understand and agree that “Creato” is bound to preserve or disclose the information on your account or “member content” to the government, judicial police or the guardians of minors in accordance with applicable laws, or within the scope of reasonable requirements for the purposes specified below: (a) Law abiding or as required by the government; (b) Necessary for This Service; (c) As dictated for preventing significant hazards to the rights of a third party; or (d) For averting the immediate danger to the life, body, liberty, rights, and property of the user.

    You understand that This Service may contain security components for the protection of digital data, and you must duly observe the rules and regulations of “Creato” or the providers of the content to This Service when using these data. You shall not make any attempt to sabotage or evade the rules and regulations governing the use of This Service. Any reproduction, circulation, dissemination or public exhibition of the data provided by This Service in whole or in part without lawful authorization shall be strictly prohibited.

    Those who applied for membership by alias or the identity of a third party are not protected by law. In addition, these members are liable to all legal consequences, both civil and criminal. If members are found to be using fabricated personal information for registration, the administrator of This Service has the right to halt the service or cancel the service directly. Furthermore, the perpetrating members shall be responsible for all the damages to the company or any third party due to the use of fabricated information.

  13. Article XIII: Protection of intellectual property rights

    Please refer to

    Creato Copyright and Trademark Policy

  14. Article XIV: Responses to infringement of copyrights

    “Creato” duly observes the copyrights of others, and demands all the users to do the same. If you suggest any webpage content of the “Creato” website or the use of “Creato” service by other netizens are infringing your copyrights, you are advised to provide the related information and declaration with your signatures or seal affixed, and send such to “Creato” by fax or messenger delivery.

  15. Article XV: Service users on licensing of “Creato”

    If you are not entitled to authorize a third party to use, modify, reproduce, publicly broadcast, alter, disseminate, circulate, and publicly release specific data, but authorize a third part of such right, you shall not upload, transmit, enter, or provide the data to “Creato”. Any piece of data, once uploaded, transmitted, entered, or provided to “Creato” by you shall be construed as your agreement on: (1) The entitlement of the copyright to “Creato”; (2) The storage or management of the data by “Creato” and its affiliates, and being searched and sorted by the search tools of “Creato” and its affiliates with open publication, used in the network system of “Creato” and its affiliates, including but not limited to the website of a third party allied with or in cooperation with “Creato”; (3) Authorization to “Creato” and its affiliates for using, modifying, reproducing, public broadcasting, alteration, dissemination, circulation, public release, public transmission, public playing, and translation of the data for purposes of charity or propaganda, promotion or running “Creato” and This Service, and assigning a third party of the rights within the aforementioned scope. You also guarantee that the using, modifying, reproducing, public broadcasting, alteration, dissemination, circulation, public release, public transmission, public playing, and translation of the data by “Creato” and its affiliates are no infringement to the intellectual property rights of a third party, or you shall be responsible for the damage to “Creato” and its affiliates.

    “Creato” may process and use of your personal information you entered into This Service within the business hours and place of “Creato” for transaction security and rendering related services, and delivery of pertinent information in the future. You have the right to demand “Creato” for inquiry, viewing, reproduction, correction, and deletion of your personal information. You may elect not to provide related information at the risk of affecting the service quality of “Creato” to you, or, you may be unable to enjoy the complete service of This Service.

    When you provide your personal information to This Service, it shall be construed as your agreement to the collection, processing, and use of your personal information by “Creato” for customer relation management and other marketing events. You also agree that “Creato” and its affiliates or a third party entrusted by “Creato” may collect, process and use your personal information and that “Creato” has the right to retain your personal information within the perpetuity of its operation. You may reject to the aforementioned means of using your personal information in which case you shall provide related information and declaration with your signature or seal affixed, and send such to “Creato” by fax or messenger delivery.

  16. Article XVI: Notification

    Where notification may be necessary as required by law or other rules and regulations, “Creato” may notify you without limitation by: e-mail, regular correspondence, multimedia messages, text message, announcement by posting on This Service, or other reasonable means at present and in the future, including the alteration of this Service Clause. Should you act in defiance of this Service Clause by accessing This Service by unauthorized means, you will not receive the aforementioned notice. Once you access This Service through authorized means and agree to this Service Clause, it shall be construed as your agreement to any and all notices to you from “Creato” being served.

  17. Article XVII: Compensation

    In the event of demands or claims of a third party deriving or resulting from your supply, posting or sending “member content” through This Service, the use of the website of Creato, connection to This Service, violation of this Service Clause, or infringement of any right of a third party, you agree that “Creato” and its subsidiaries, affiliates, managers, agents, employees, partners and licensees are exempted from any damage.

  18. Article XVIII: Prohibition for commercial use

    You agree not to reproduce, copy, sell, trade, resell or use for any other commercial purposes of any part or the use or access to This Service (including member content, advertisement, and User ID).

  19. Article XIX: Change in services

    “Creato” reserves the right to modify or suspend or permanently discontinue to avail This Service (or any part of This Service) from time to time without notifying you. You agree that “Creato” shall not be held responsible for any modification, suspension, or permanent discontinuation of the availability of This Service to you or any third party.